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Caixa diminui valor financiado de imóveis.

Publicado em outubro 22, 2024

Desde 21 de outubro, a Caixa Econômica Federal apertou as regras para o financiamento imobiliário. Se antes dava para financiar até 80% do valor de um imóvel pelo sistema SAC, agora esse limite cai para 70%. E para quem escolhe a tabela Price, a redução é ainda maior, de 70% para 50%. Ou seja, quem quiser financiar vai ter que dar uma entrada mais gorda: 30% no caso do SAC e 50% no Price.

Segundo especialistas, essa mudança é um sinal de que a Caixa está com menos dinheiro para emprestar e vai ser mais seletiva.

A razão por trás disso? A poupança, que é uma das principais fontes de recursos para esses financiamentos, está cada vez mais baixa, com saques anuais de R$ 80 bilhões. Com menos grana disponível, os juros tendem a subir, deixando o crédito mais caro. Fique de olho!

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